PMS services in India offer tailored portfolio management for High Net-Worth Individuals (HNIS) or institutions. Unlike mutual funds that pool investor money into a diversified portfolio, Portfolio Management Services provide customised stock portfolio management based on your unique investment objectives.

The minimum investment amount varies among PMS providers. As per SEBI norms, the minimum investment in a PMS scheme is now Rs. 50 Lakhs for fresh investments. Additional investments can be a minimum of Rs. 10 Lakhs or above for existing clients. PMS is best suited for:

• High Net-Worth Individuals
• Investors looking beyond mf investment or mutual funds
• Those seeking advanced portfolio management services

There are three major formats of PMS services:

• Discretionary: Under these services, the choice, as well as the timings of the investment decisions, rests solely with the Portfolio Manager.
• Non-Discretionary: The portfolio manager will execute trades based on the client’s investment decision under these services.
• Advisory: Under these services, the portfolio manager only suggests investment ideas. The choice, as well as the execution of the investment decisions, rest solely with the Investor.

• Active portfolio management by experts
• Customised portfolio rebalancing
• Greater personalisation vs mutual funds
• Higher potential PMS returns in India
• Suitable for sophisticated stock portfolio analysis

For long-term growth, many consider PMS a stronger option than even the best mutual fund to invest for a long term in India

• Access 100+ financial products through a single, seamless platform
• One-click portfolio management for effortless investing
• Expert guidance from certified and experienced Wealth Managers
• Comprehensive portfolio reviews — monthly, quarterly & yearly
• Trusted by over 35,000+ families in FY 2024-25 to grow and manage their wealth