A debt bond is a type of investment where you lend money to a company or government in exchange for regular interest payments and return of the principal amount for a specific period.

The following are some advantages of investing in bonds: 

• Stability in terms of returns
• Preservation of Capital 
• Lower risk 
• Diverse investment options. 

• Diverse Bond Options: Access a wide range of short-term bonds, tax-free bond funds, corporate debt bonds, and municipal bonds.
• Stable Income: Enjoy high-interest bonds and fixed-income government bonds with consistent payouts.
• Capital Preservation: Invest in some of the safest bonds to invest in, including AAA-rated bonds and government bonds with the highest yield.
• Higher Returns: Get exposure to high-yield corporate bonds.

Government Bonds Investment

Backed by central or state governments, high-yield government bonds offer reliable returns with minimal risk. Issued by both the central & state governments of India with a tenure of 5-40 years.

Corporate Bonds Investment

Corporate bonds are bonds issued by private companies & NBFCs. A company may issue corporate bonds to raise money for a variety of purposes, such as building a new plant, purchasing equipment, or expanding. Bonds issued by corporations are debt obligations of the company that issued them.

Perpetual Bonds

These are the types of bonds that come with no maturity date & the interest is paid till the lifetime of the bond. Additionally, it comes with a callback option, where the issuer can call back the bond & pay the principal amount to the bondholder.

Zero-Coupon Bonds

They are bonds that pay no coupon or interest payment. Instead of receiving interest payments, you purchase a zero bond at a discount from its face value and receive the face amount upon maturation. They are issued by the government & companies.

• Issuer: The entity (government or company) that raises funds by issuing bonds.
• Bondholder: The investor who lends money by purchasing the bond.
• Coupon Rate: The fixed annual interest rate paid to bondholders.
• Yield to Maturity (YTM): Total expected return if the bond is held until maturity.
• Credit Rating: Assessment of the issuer's creditworthiness (e.g., AAA, AA, A, BBB, etc.).
• Maturity Date: The date when the bond's principal is repaid.
• Face Value: The bond's original value, returned at maturity.
• Interest Payment Frequency: How often interest is paid (monthly, quarterly, annually).

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